Personal Loans

Rates and fees

We like to be straight up about any and all costs involved with our loans. So, you'll find a full list of our interest rates and fees below.

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Personal Loans
Rates and Fees
Vehicle Loans
Rates and Fees
Interest Rates
Annual Interest Rate 9.95% - 22.95% p.a. 10.95% - 29.95% p.a.
Standard Fees
Establishment Fee $75.00 $80.00
Admin Fee (for weekly repayment) $0.75 $0.75
Admin Fee (for fortnightly repayment) $1.50 $1.50
Admin Fee (for monthly repayment) $3.25 $3.25
PPSR Fee n/a n/a
Management Fees
Late Payment Fee (for weekly repayment) $7.50 $7.50
Late Payment Fee (for fortnightly repayment) $15.00 $15.00
Late Payment Fee (for monthly repayment) $33.00 $33.00
Payment Plan Late Fee n/a $3.50
Refinance Fee $75.00 $30.00
Door Knock n/a $35.00
Penalty Interest 5% p.a. above prevailing rate 5% p.a. above prevailing rate
Vehicle Fees
Vehicle Referral Fee n/a $295.00
Immobiliser Device and Install Cost n/a $345.00
Immobiliser Weekly Account Fee n/a $3.25
Immobiliser Fortnightly Account Fee n/a $6.50
Immobiliser Monthly Account Fee n/a $13.00
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Personal Loans
Rates and Fees
  • Annual Interest Rate
    9.95% - 22.95% p.a.
  • Establishment Fee
    $75.00
  • Late Payment Fee (for weekly repayment)
    $7.50
  • Late Payment Fee (for fortnightly repayment)
    $15.00
  • Late Payment Fee (for monthly repayment)
    $33.00
  • Refinance Fee
    $75.00
  • PPSR Fee
    n/a
  • Admin Fee (for weekly repayment)
    $0.75
  • Admin Fee (for fortnightly repayment)
    $1.50
  • Admin Fee (for monthly repayment)
    $3.25
  • Penalty Interest
    5% p.a. above prevailing rate
Vehicle Loan
Rates and Fees
  • Annual Interest Rate
    9.95% - 29.95% p.a.
  • Establishment Fee
    $80.00
  • Admin Fee (for weekly repayment)
    $0.75
  • Admin Fee (for fortnightly repayment)
    $1.50
  • Admin Fee (for monthly repayment)
    $3.25
  • Late Payment Fee (for weekly repayment)
    $7.50
  • Late Payment Fee (for fortnightly repayment)
    $15.00
  • Late Payment Fee (for monthly repayment)
    $33.00
  • Payment Plan Late Fee
    $3.50
  • Refinance Fee
    $30.00
  • Door Knock
    $35.00
  • Penalty Interest
    5% p.a. above prevailing rate
  • Vehicle Referral Fee
    $295.00
  • Immobiliser Device and Install Cost
    $345.00
  • Immobiliser Weekly Account Fee
    $3.25
  • Immobiliser Fonightly Account Fee
    $6.50
  • Immobiliser Monthly Account Fee
    $13.00

Example Contracts

Secured Personal Loan Agreement Click here
Unsecured Personal Loan Agreement Click here
Vehicle Loan Agreement Click here
Fenda Loan Agreement Click here