Personal Loans
Rates and fees
We like to be straight up about any and all costs involved with our loans. So, you'll find a full list of our interest rates and fees below.
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Personal Loans
Rates and Fees
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Vehicle Loans
Rates and Fees
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|---|---|---|
| Interest Rates | ||
| Annual Interest Rate | 9.95% - 22.95% p.a. | 10.95% - 29.95% p.a. |
| Standard Fees | ||
| Establishment Fee | $75.00 | $80.00 |
| Admin Fee (for weekly repayment) | $0.75 | $0.75 |
| Admin Fee (for fortnightly repayment) | $1.50 | $1.50 |
| Admin Fee (for monthly repayment) | $3.25 | $3.25 |
| PPSR Fee | n/a | included in establishment fee |
| Management Fees | ||
| Late Payment Fee (for weekly repayment) | $7.50 | $7.50 |
| Late Payment Fee (for fortnightly repayment) | $15.00 | $15.00 |
| Late Payment Fee (for monthly repayment) | $33.00 | $33.00 |
| Payment Plan Late Fee | n/a | $3.50 |
| Refinance Fee | $75.00 | $30.00 |
| Door Knock | n/a | $35.00 |
| Penalty Interest | 5% p.a. above prevailing rate | 5% p.a. above prevailing rate |
| Vehicle Fees | ||
| Vehicle Referral Fee | n/a | $295.00 |
| Immobiliser Device and Install Cost | n/a | $345.00 |
| Immobiliser Weekly Account Fee | n/a | $3.25 |
| Immobiliser Fortnightly Account Fee | n/a | $6.50 |
| Immobiliser Monthly Account Fee | n/a | $13.00 |
| Apply now | Apply now |
Personal Loans
Rates and Fees
- Annual Interest Rate
9.95% - 22.95% p.a. - Establishment Fee
$75.00 - Late Payment Fee (for weekly repayment)
$7.50 - Late Payment Fee (for fortnightly repayment)
$15.00 - Late Payment Fee (for monthly repayment)
$33.00 - Refinance Fee
$75.00 - PPSR Fee
n/a - Admin Fee (for weekly repayment)
$0.75 - Admin Fee (for fortnightly repayment)
$1.50 - Admin Fee (for monthly repayment)
$3.25 - Penalty Interest
5% p.a. above prevailing rate
Vehicle Loan
Rates and Fees
- Annual Interest Rate
9.95% - 29.95% p.a. - Establishment Fee
$80.00 - Admin Fee (for weekly repayment)
$0.75 - Admin Fee (for fortnightly repayment)
$1.50 - Admin Fee (for monthly repayment)
$3.25 - Late Payment Fee (for weekly repayment)
$7.50 - Late Payment Fee (for fortnightly repayment)
$15.00 - Late Payment Fee (for monthly repayment)
$33.00 - Payment Plan Late Fee
$3.50 - Refinance Fee
$30.00 - PPSR Fee
included in establishment fee - Door Knock
$35.00 - Penalty Interest
5% p.a. above prevailing rate - Vehicle Referral Fee
$295.00 - Immobiliser Device and Install Cost
$345.00 - Immobiliser Weekly Account Fee
$3.25 - Immobiliser Fonightly Account Fee
$6.50 - Immobiliser Monthly Account Fee
$13.00
Example Contracts
| Secured Personal Loan Agreement | Click here |
| Unsecured Personal Loan Agreement | Click here |
| Vehicle Loan Agreement | Click here |
| Fenda Loan Agreement | Click here |