Terms & Conditions

Here’s all the legal information and terms and conditions involved with our personal lending process.

For Thorn Finance customers an up-front application fee of $75 applies.

A PPSR registration fee of $8.05 also applies for any secured Thorn Finance contracts.

Both the Application Fee and the PPSR Fee can be paid up front, or capitalised and spread over the contract term.

As responsible lenders, all Thorn Finance contracts are subject to affordability assessment and credit criteria.

Please see our Rates & Fees page for a complete list of our interest rates and fees.