Terms & Conditions

All of the legal information involved with our personal lending process.

Please carefully read our terms and conditions outlined below

For Thorn Finance customers an up front application fee of $75 applies. A PPSR registration fee of $8.05 also applies for any secured Thorn Finance contracts. Both the Application Fee and the PPSR Fee can be paid up front, or capitalised and spread over the contract term.

All contracts are subject to the customer meeting the lending and credit criteria for Thorn Finance, as well as the guidelines for responsible lending.

Please see our Rates & Fees page for a complete list of our interest rates and fees.