Terms & Conditions

Here’s all the legal information and terms and conditions involved with our personal lending process.

Responsible lending criteria, terms and conditions apply.

Interest rate 9.95% pa – 22.95% pa variable, depending on your circumstances.

Mandatory fees: Monthly administration fee of $3.25 (other payment frequencies available), a $8.05 PPSR fee and an initial application fee of $75 to be paid up front or capitalised over the term of the contract.

PPSR fee applies to secured loans only.

Security maybe required. Satisfactory evidence of vehicle insurances maybe required.

Thorn Finance leverages automated third party tools to verify each applicants identity, credit worthiness and affordability.