Interest Rates & Fees

We like to be straight up about any and all costs involved with our loans. So, you'll find a full list of our interest rates and fees below.

Personal Loan Rates & Fees

Annual Interest Rate 9.95% - 22.95% p.a.
Establishment Fee $75
Late Payment Fee $15
Refinance Fee $75
Early Repayment Fee $60
PPSR Fee (for secured loans only) $8.05
Monthly Admin Fee $5 per month
Penalty Interest 5% p.a. above prevailing rate

Vehicle Loan Rates & Fees

Annual Interest Rate 9.95% - 29.95% p.a.
Establishment Fee $95
Admin Fee (for weekly repayment) $0.75
Admin Fee (for fortnightly repayment) $1.50
Admin Fee (for monthly repayment) $3.25
Late Payment Fee $7.50
Payment Plan Late Fee $3.50
Refinance Fee $50
Buy Out Administration Fee $60
Door Knock $30
Penalty Interest 5% p.a. above prevailing rate
Vehicle Referral Fee $295

Example Contracts

Secured Personal Loan Agreement Click Here
Unsecured Personal Loan Agreement Click Here
Vehicle Loan Agreement Click Here
Vehicle Loan Agreement (Previous Version) Click Here
Fenda Loan Agreement Click Here