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Interest Rates & Fees

We like to be straight up about any and all costs involved with our loans. So, you'll find a full list of our interest rates and fees below.

Personal Loan Rates & Fees

Annual Interest Rate 9.95% - 22.95% p.a.
Establishment Fee $75
Late Payment Fee (for weekly repayment) $7.50
Late Payment Fee (for fortnightly repayment) $15
Late Payment Fee (for monthly repayment) $33
Refinance Fee $75
PPSR Fee (for secured loans only) $8
Admin Fee (for weekly repayment) $0.75
Admin Fee (for fortnightly repayment) $1.50
Admin Fee (for monthly repayment) $3.25
Early Buyout Fee $60
Penalty Interest 5% p.a. above prevailing rate

Vehicle Loan Rates & Fees

Annual Interest Rate 9.95% - 29.95% p.a.
Establishment Fee $80
Admin Fee (for weekly repayment) $0.75
Admin Fee (for fortnightly repayment) $1.50
Admin Fee (for monthly repayment) $3.25
Late Payment Fee (for weekly repayment) $7.50
Late Payment Fee (for fortnightly repayment) $15
Late Payment Fee (for monthly repayment) $33
Payment Plan Late Fee $3.50
Refinance Fee $30
Early Buyout Fee $60
Door Knock $35
Penalty Interest 5% p.a. above prevailing rate
Vehicle Referral Fee $295
Immobiliser Device and Install Cost $345
Immobiliser Weekly Account Fee $3.25
Immobiliser Fortnightly Account Fee $6.50
Immobiliser Monthly Account Fee $13.00

Example Contracts

Secured Personal Loan Agreement Click Here
Unsecured Personal Loan Agreement Click Here
Vehicle Loan Agreement Click Here
Vehicle Loan Agreement (Previous Version) Click Here
Fenda Loan Agreement Click Here