Interest Rates & Fees

We like to be straight up about any and all costs involved with our loans. So, you'll find a full list of our interest rates and fees below.

Customer Rates & Fees

Annual Interest Rate 9.95% - 22.95% p.a.
Application Fee $75
Late Payment Fee $15
Refinance Fee $75
Early Repayment Fee $60
PPSR Fee (for secured loans only) $8.05
Monthly Admin Fee $5 per month
Penalty Interest 5% p.a. above prevailing rate
Vehicle Referral Fee $295

Click here to have a closer look at a sample of an unsecured Thorn Finance loan contract.