Here's how it works:
1. Complete our online form
It will then take a few minutes to verify your identity, mobile number and look over your bank statements to check affordability using trusted third party providers.
2. We'll give you an answer in 60 seconds
Our smart online decision platform analyses your application and verification checks, and will either approve, decline or refer your application to one of our lending specialists within 60 seconds, provided all information required is supplied.
3. Finalise your loan details
Once you've got a decision, you'll be given a maximum personal lending limit based on your affordability. So you can choose to increase the amount you wish to borrow up to that limit if you wish. You can then pick your repayment frequency and term to create a regular repayment amount that best fits your budget.
If you have applied for a Debt Consolidation Loan, you will need to provide us with the details and settlement letters of your existing debts, and we'll settle those for you.
4. Sign your electronic contract
We’ll send you an electronic contract via email for you to sign. Read it over, and when you're ready just 'click' to sign it and send it back to us within 24 hours.
5. Get paid
Once we have your signed contract, we'll deposit the funds via direct debit into your bank account.
If you're consolidating debts, we'll settle those directly with your existing finance providers. Simple as that.